Unsecured Business Loans

From $5,000 to $300,000. For a no charge pre-approval.

APPLY NOW or learn more

Approved Unsecured Business Loans
Unsecured Small Business Loans Made Simple

At Unsecured Finance New Zealand we do everything in our power to make the process of securing an unsecured business loan simple. We want nothing more than to see our clients succeed and are proud to provide small business owners with the funds they need to make their dreams a reality.

Small Business Loans
$5k - $300k

A term loan with a redraw option.

  • Facility term 3 – 24 months
  • Any business purpose
  • Top-up & early payout options

Get Started

Line of Credit
$5k - $25k

Unsecured Line of credit for cashflow

  • Facility term 12-months revolving
  • For import, export or domestic
  • Line of credit with no line fees

Get Started

Dedicated to Providing
Unsecured Lending Options

Just like you we are small business owners, and we understand how difficult it is to manage the day to day operations of a business while trying to grow. We have also learnt that access to capital for operating cash flow or expansion can be a determining factor in the sucess of your business.

Benefits of Non-Bank Lenders

It’s no secret securing funding from one of the big banks can be difficult. The biggest problem with traditional lending pathways is the time it can take to process an application and the vast amount of information you must provide to get approved. Thats where non-bank lenders like Unsecured Finance New Zealand come in. We make the application process quick, easy and in most cases can settle funds in an approved applicants account the same business day.

Business Lending Options

We have worked hard to develop a number of short term business loans to suit the various needs of our clients, these include: unsecured business loans (term loans), invoice financing, and our flexible business line of credit.

Loans from $5,000 to $300,000

settled same day

Minimal docs required

we only need the basics

Loan terms 3 to 24-Months

up to 60 for equipment

High approval rates

and fast!

Fast 24-Hour Loan Approval

Monday – Saturday

5-Minute online application

get started now

Apply now

Simple 5 minute online application.

Funded Same Day

Wine Bar

Requirement: Customer needed funds to purchase the remaining half of their business from operating partner.

Our team quickly supplied an unsecured business loan and structured repayments to compliment the business.

Approved in 2-Hours


Requirement: The restaurant relocated and required funds to fit out the new site.

Our teams fast turnaround gave the client access to funds from an unsecured business loan within 48 hours which enabled the owner to start fit out immediately.

Funded within 48-Hours


Requirement: Business needed funds to fit out new electrical van.

Unsecured Finance New Zealand’s fast turnaround gave client access to funds from an unsecured business loan within 48 hours to get their new van fitted out fast.

Unsecured Business Loans from $5,000 to $300,000

or learn more here